It’s quite obvious that everyone living in the US wants their parents to visit them. But high medical cost in the US demands tourists to get insured to cover medical and hospital bills in case they fall sick or injured during their stay.
Are you not sure which insurance is the best for parents visiting the US? Well, this blog will give you all the details, making it easier for you to make an informed decision.
Here’re the five best travel insurance plans for you:
- Safe Travels USA Comprehensive
Safe Travels USA Comprehensive is considered the best visitor insurance for parents arriving in the US from other countries. It is a comprehensive plan, offering medical coverage to individuals and families traveling to America. It covers medical accidents, sicknesses, emergency medical and political evacuation, mental or nervous disorders, repatriation of remains, trip interruption, baggage issues, COVID expenses, and more. The plan includes coverage for one episode of an acute onset of a pre-existing condition and includes some coverage for cardiac pre-existing conditions.
The optional upgrades include accidental death and dismemberment, athletic sports coverage, and home country coverage. The policy can be bought as little as 5 days to 364 days coverage and can be renewed further up to 2 years. Besides the benefits, the plan has its limitations and exclusions. Do check the brochure before purchasing it.
- Atlas America®
Atlas America® is the most suitable plan for individuals traveling abroad for travel, business, study, leisure, or anything. It’s a perfect blend of dependability and flexibility. Traveling to the US can be an unpleasant experience if an illness, accident, and any emergency comes up anytime. Hence, Atlas Travel plan can be a savior in disguise!
The plan offers coverage for emergency medical and political evacuation, repatriation of remains, return of minor children, hospitalization and outpatient treatment, natural disaster, acute onset of pre-existing conditions, sports coverage, complications in pregnancy for the first 26 weeks, and crisis response.
- Patriot America Plus®
It would help if you are always financially prepared when traveling to the US. In medical emergencies, you can lose all your money during your vacation with your family. It’s not a surprise that medical and hospital charges in the US can cost you an arm and a leg. Patriot America Plus can get you covered when you’re away from your home.
The plan meets your needs and gives you a relaxing stay abroad. It covers medical expenses, COVID-19, physician visits, urgent care, hospitalization, local emergency ambulance, emergency evacuation, political evacuation, accidental death and dismemberment, dental treatment, lost luggage, pet return, and trip interruption. Policyholders can add other rider options like, adventure sports rider, evacuation rider, and more.
- Liaison® Travel Insurance
Liaison Travel visitor insurance plan for parents can be an important part of your travel because it protects you from medical emergencies. This policy is suitable for those who wish to travel to the US and don’t have permanent residence there. US citizens and those with dual citizenship are not eligible for this plan while traveling to US territories.
Liaison Travel has three categories- Liaison Travel Basic, Liaison Travel Choice, and Liaison Elite, with a varying policy maximum, age, deductibles, PPO network, medical benefits, and travel benefits. Optional coverage for hazardous activities and extreme sports are also present. To get the maximum benefit from this policy, read the brochure, pick out the perfect plan for your travel, and purchase it.
- Visitors Care®
Most people don’t realize that international travel has a lot of risks, no matter even if you have your family in the US. The hospital bills are so expensive that one can most likely live-in debt for a long time. Visitor Care offers a broad range of benefits to travelers traveling to the US with different options of deductibles, policy maximum, period of coverage limit, and more.
The plan can cover home nursing care, physical therapy, prescriptions, local emergency ambulance, dental emergency, and return of mortal remains, incidental trip, COVID expenses, and more. Read the brochure to know about inclusion and exclusion.
Conclusion
Everyone can’t make out-of-pocket expenses to treat illnesses in America. Elderly parents who visit the US are subjected to different health risks, and it becomes essential to protect them against such health risks with a reliable visitor travel insurance policy.
Now when you know which plans can serve you the best, don’t wait anymore longer. If you’re planning to visit your family in the US anytime soon, get a suitable policy and enjoy peace of mind while you vacation.